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Insurance News

New Insurance Code Step Puts Claims Service Back in Focus
New Insurance Code Step Puts Claims Service Back in Focus
03 Nov 2026: Paige Estritori
The Insurance Council of Australia's submission of a strengthened General Insurance Code of Practice to ASIC on 22 October 2026 is a significant development for policyholders who rely on clear claims handling, timely communication and fair treatment. For fitness professionals, the reform is less about changing day-to-day training risk and more about what happens after a client injury, property damage incident, equipment loss or business disruption becomes an insurance claim. - read more
Why Data Breach Trends Matter for Fitness Professionals
Why Data Breach Trends Matter for Fitness Professionals
08 Sep 2026: Paige Estritori
Australia’s latest data breach reporting has again highlighted how exposed service businesses can be when they collect personal and health-related information. While the headline sectors often include healthcare, finance and professional services, the message is highly relevant for gyms, personal trainers, yoga instructors, pilates studios and online coaches. - read more
Severe Weather Prep Moves Up the Agenda for Fitness Operators
Severe Weather Prep Moves Up the Agenda for Fitness Operators
01 Sep 2026: Paige Estritori
Recent insurance industry warnings about storm, flood and bushfire exposure are a timely reminder for Australian fitness businesses to check whether their cover still matches the way they operate. For gyms, boutique studios, personal trainers and instructors using hired venues, severe weather is not only a property issue. It can interrupt classes, damage equipment, affect access to premises and create safety obligations for clients and staff. - read more
Why Underinsurance Is a Growing Risk for Fitness Operators
Why Underinsurance Is a Growing Risk for Fitness Operators
25 Aug 2026: Paige Estritori
Recent insurance industry reporting has again put underinsurance in the spotlight, with small businesses being urged to check whether their policy limits still match the real cost of repairing, replacing and reopening after a loss. For Australian fitness professionals, this is not just an issue for large commercial premises. - read more
Professionals Insurance Articles

The Role of Professional Indemnity Insurance in Protecting Your Fitness Business
The Role of Professional Indemnity Insurance in Protecting Your Fitness Business
Professional indemnity insurance is a form of coverage designed to protect business professionals against claims of negligence or breaches of duty in their work. For those in consultancy or advisory roles, such as fitness trainers, this insurance is particularly relevant. - read more
Public Liability Insurance for Fitness Professionals in Australia
Public Liability Insurance for Fitness Professionals in Australia
Public liability insurance can help fitness trainers, instructors and fitness businesses manage claims involving third-party injury or property damage connected with their work. This guide explains what it may cover, common scenarios, exclusions and how it differs from professional indemnity insurance. - read more
Insurance Requirements for Fitness Professionals in Australia
Insurance Requirements for Fitness Professionals in Australia
Fitness professionals in Australia may face insurance requirements from contracts, venues, associations, landlords, councils or workplace obligations. This guide explains when insurance may be required and what to check before you train clients, run classes or open a fitness business. - read more
Insurance Considerations for Different Fitness Roles and Work Settings
Insurance Considerations for Different Fitness Roles and Work Settings
Fitness professionals can face different insurance considerations depending on whether they train clients one-on-one, teach classes, run sessions online, work across multiple locations or operate a gym or studio. This guide explains how role, setting and business model can affect the types of cover to consider. - read more

Knowledgebase
Insurance Policy:
Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.